Baccarat vs Teen Patti: Two Very Different Card Games

Quick answer: Baccarat and Teen Patti are often listed together in card apps, but they work very differently. In baccarat you bet on whether the “Player” or “Banker” hand will finish closer to 9, and the cards are drawn by fixed rules. In Teen Patti, you play your own three-card hand against other players and make betting decisions throughout.

Side-by-side

Feature	Baccarat	Teen Patti
Who plays	Two fixed hands, Player and Banker	Each participant
Cards	Two or three per hand by rule	Three per player
Goal	Total closest to 9	Best three-card hand
Decisions	Choose a bet only	Blind, seen, raise, pack, show
Card values	A = 1, 10 and faces = 0	Ranks A down to 2

Baccarat basics

Cards are added and only the last digit counts, so 7 + 8 = 15 counts as 5. A third card is drawn automatically according to set rules. The higher total wins; ties are possible.

Why “3 Patti baccarat” appears in searches

Some apps bundle baccarat with Teen Patti, Dragon Tiger and Andar Bahar. The games share nothing beyond the deck.

A legal note

Online money games, including baccarat for money, are prohibited in India under the 2025 Act. See our legal explainer.

Frequently asked questions

Is baccarat skill-based?

Only the bet choice is yours; the drawing is fixed by rule.

Which game has more decisions?

Teen Patti, by far.

Do baccarat totals ever exceed 9?

No. Only the last digit of the total counts.